The Springfield Home Ownership Program (SHOP) was created to encourage home ownership in Springfield by assisting low-income residents with the first-time purchase of a home.

The City can loan up to $10,000 toward the down payment and related costs of buying a qualified home in Springfield.
The loan is interest-free and repayment is generally not required until the home is sold, refinanced or transferred. For details regarding the terms and conditions of repayment of a SHOP loan, please contact the Springfield Housing Programs at 726-2358.
The buyer must contribute at least $1,500 of his/her own funds toward the purchase of the home.
The SHOP is funded through a grant by the U.S. Department of Housing and Urban Development (HUD).

 

• Getting Started with SHOP Go to this page to see how easy it is to get started, and how to register for the required homebuyer seminar. The SHOP funds are limited, and are reserved on a first-come, first-served basis. For more information about the SHOP, please contact the Springfield Housing Programs at 726-2358.

• View and print the latest SHOP Brochure (.pdf format requires Adobe Reader. If you do not have Adobe Reader, you can download a free version here)

• Downloadable SHOP forms for Realtors and Lenders

 

The City of Springfield does not discriminate against any individual on the basis of age, race, sex, color, marital status, familial status (family with children), national origin, religion or handicap.

Links to Other Housing Resources

Springfield Home Maintenance Guide (.pdf format) Download this handy home maintenance manual that provides tips on how to perform basic home repairs and maintenance. (Adobe Acrobat Reader is required to view this file. You may download a free version of Adobe Reader here.)