Springfield Home Improvement Program
The Springfield Home Improvement Program (SHIP)was created to help low and moderate income homeowners maintain the condition of their homes by providing zero-interest, deferred payment loans up to $18,600 for needed repairs. The home must be owner-occupied, and must be located within the Springfield city limits. The loan is deferred until the home is sold, refinanced, deeded away or is no longer the principle residence of the applicant. Please take the time to review the program requirements of the SHIP.
- Click here for information on HUD income requirements
Types of Home Improvements Covered
- Heating
- Roofing
- Painting
- Doors
- Windows
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- Dry Rot
- Foundation
- Electrical
- Weatherization
- Plumbing
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- Structural
- Handicap Access
- Other Eligible Repairs
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The Springfield Home Improvement Program is administered by the City of Springfield with funds provided by a Community Development Block Grant from the Department of Housing and Urban Development. Funds for this program are limited, and assistance is provided on a first-come, first-served basis. For additional information about this program, please call the Springfield Housing Programs at 726-2358.
The City of Springfield does not discriminate against any individual on the basis of age, race, sex, color, marital status, familial status (family with children), national origin, religion or handicap. |
Links to Other Housing Resources
Springfield Home Maintenance Guide (.pdf) Download this handy home maintenance manual that provides tips on how to perform basic home repairs and maintenance. (Adobe Acrobat Reader is required to view this file. You may download a free version of Adobe Reader here.)

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